ThermaSkirt Low Rate Finance
In association with V12 Retail Finance, we are able to offer our customers a range of finance options to suit those who prefer not the pay the FULL amount at the time of the order.
The finance options we are offering give you the option to spread the cost of the Thermaskirt / ThermaTwin products over a time period that suits your budget.
Your finance application is processed by V12's paperless eSign system. The submission and the approval process only take a couple of minutes.
Types of finance available
Discreteheat offers finance options for 12, 24, 36 and 48 months. The value of your order will determine whether you are eligible for finance or not. The minimum order value is £1,000 (excl. VAT & delivery) and a minimum of 10% deposit is required for all the options.
Please see the following representative example:
4.9% APR over 12 months (orders over £1,000, excl. VAT - typical monthly repayments from £92)
4.9% APR over 24 months (orders over £2,000 - typical monthly repayments from £79)
|Representative Example (4.9% APR over 12 months)|
|Minimum Order Value||£1,200.00|
|Deposit (Min. 10%)||£120.00|
|Amount of Credit||£1,080.00|
|12 Monthly Repayments of||£92.35|
|Total Charge for Credit||£28.25|
|Total Amount Payable||£1,108.25|
4.9% APR over 36 months (orders over £3,000 - typical monthly repayments from £81)
|Representative Example (4.9% APR over 24 months)|
|Minimum Order Value||£2,000.00|
|Deposit (Min. 10%)||£200.00|
|Amount of Credit||£1,800.00|
|24 Monthly Repayments of||£78.80|
|Total Charge for Credit||£91.25|
|Total Amount Payable||£1,891.25|
4.9% APR over 48 months (orders over £4,000 - typical monthly repayments from £83)
|Representative Example (4.9% APR over 36 months)|
|Minimum Order Value||£3,000.00|
|Deposit (Min. 10%)||£300.00|
|Amount of Credit||£2,700.00|
|36 Monthly Repayments of||£80.67|
|Total Charge for Credit||£204.16|
|Total Amount Payable||£2,904.16|
* Please note that the above quotations are indicative costs. Please ask for specific details.
|Representative Example (4.9% APR over 48 months)|
|Minimum Order Value||£4,000.00|
|Deposit (Min. 10%)||£400.00|
|Amount of Credit||£3,600.00|
|48 Monthly Repayments of||£82.57|
|Total Charge for Credit||£363.30|
|Total Amount Payable||£3,963.30|
To apply for one of the finance options, you must meet the following criteria:
- You must be at least 18 years of age
- You must be a permanent UK resident
- You must have a UK Bank Account capable of accepting Direct Debits.
- You must have a valid Debit/Credit card registered in your name and to the home address on the finance application form, in order to pay your deposit.
- You must be in regular employment (min. 16 hours per week)
- If not in employment, required to provide the proof of alternative income
How to apply?
To apply for finance over the phone, please contact our sales team on 0845-123-8367 and we will be more than happy to process your order and finance application.
How quickly will my application be processed?
Once your application is submitted, an instant decision will be given online whether or not your application has been approved.
Once my application is approved, what happens next?
Once your application for finance has been approved, you will be asked to complete an online identity check; once validated you will be able to digitally sign the credit agreement electronically with V12 Retail Finance using V12's eSign process. You can also download the copy of your agreement. Once you have eSigned your agreement with V12 and completed the order, we can then dispatch the goods to you. You dont need to provide any paper work to us or V12 Retail Finance.
How are my monthly payments made?
All your monthly payments are paid by direct debit from your bank account. The first payment will be due one month after the delivery of your goods, subsequent monthly payments will be due every month for thr length of your credit agreement.
* All orders paid for Finance can only be shipped to the billing address, as used on your application.